4/18-20 Glover Street, Belmont, NSW 2280

How hard is it to find somewhere close the water and the shops, where you can downsize in comfort, and not feel squeezed into a depressing little box?

Let's face it, a lot of us downsize younger these days, to have the freedom to travel, to spend our weekends out and about on the water, at the beach, on the golf course, or out with friends and family, and some of us do it to get rid of our big mortgages, so we can actually have less or no debt, with more money available to enjoy our lives today, while we are still fit and well enough to do so, and to also help our kids get into the market, considering how hard it is for them to buy a house and start a family.

Rather than spending our weekends mowing, gardening and cleaning, we are free to do whatever floats our boat, no more working back and working weekends to help pay off the mortgage.

Unfortunately, many developers cram in as many little villas into blocks around the shopping, cafes and lake precinct as they can, going for profit and volume, rather than creating products that a lot of buyers are actually desperate for.

Realistically many of us still have 2 cars, and we dont want to get rid of 1, because we are still busy, still working, and or we have different interests, different friends feom our partners and we like to be able to do our own thing whenever the mood strikes us.

Some of us singles only have 1 car, but our adult kid, who is still at home has a nice car they want garaged too.

Some of us have 1 car, but we have a couple of little kids, and the garage makes a great wet weather play area and somewhere for the toys and kid paraphernalia you don't want crowding up the bedrooms or the living.

Some retirees have 1 car, but want a workshop, and somewhere to fiddle, and their wives want them out from under their feet, subscribing to the theory “every man needs a shed”, and all wives are better for them having one too!

Most down-sizers are keen to lose the work associated with their big backyards, their pools, their rumpus room, their 4th bedroom and their second and third bathrooms, but they still want and need a second toilet, and enjoyable outdoor living, for themselves and when families or guests visit.

They still need 3 bedrooms, one for themselves, a spare for visitors and the extra one that doubles as an office, bedroom for when he/she snores, flow over for when the grandkids come, craft room etc.

With an easy split level design, this home gives you light filled open plan lounge and dining, off an open kitchen that enjoys an outlook to the back courtyard and rear entertaining deck.

The entry level, lovely open plan living and attractive open style kitchen are the perfect size, not too big or too small, and they enjoy a great flow from the front porch, which is sun drenched in the morning to the beautifully covered, shaded rear entertaining deck and courtyard, with split system air taking care of any days you need a bit of extra warmth or cooling.

An easy split level takes you down to the big auto door double garage, the spacious laundry, and a very handy second toilet.

Head up a handful of steps to the bedrooms and bathroom wing, with 3 bedrooms that all boast stacks of natural light, built in robes and ducted air, with a bathroom on this level, meaning once you retire for the night there's no need to go upstairs or down, just to use the bathroom.

An intelligent design, where you spend your time inside and out is on the central level, with minimal steps down and up to the different zones of the home, work zone downstairs and sleeping and bathing zone up top.

You don't ever feel cramped but you also don't feel like you're in a big vacuum of unseeded and unused space.

So if you're ready to spend more time enjoying life, and less time on chores, and you're ready to cash in elsewhere, and spend more of your money on yourselves, and those you love, this is a wonderful option oh so close to the heart of Belmont, and it's amazing shopping and cafes strip, and Lake foreshore, as well as beaches, bowling clubs, golf course, and the Fernleigh track that takes you back to Adamstown, through beautiful wetlands, past Redhead Beach, Dudley Beach and Glenrock lagoon, you can ride on to Carrington and town if you like!

Unlike some downsize options, you're close to everything but not on the highway or a busy road, so everything is at your fingers tips, and strolling distance from home, but you don't have to put up with traffic, or parking issues, noise or annoying passers by!

Being at the very back of such a small complex, you don't have anyone passing your door, so you feel entirely independent of everyone!

An absolute ripper buy for so many budget conscious buyers, young, old, in between, and investors come and discover more bang for your buck!

• Ideal sun-drenched north aspect, warm winter sun &cool summer breezes

• Perimeter block tucked away at the back of the complex for extra privacy

• Only 8 in the complex, surrounded by lovely, house-proud neighbours

• Perfect home for downsizing, entry into the market or smart investment

• Open plan living and dining that flows out to the covered entertaining area

• Love the kitchen with plentiful cupboards, storage, bench space & outlook

• Upper level with three spacious bedrooms, built in robes and main bathroom

• Convenience of separate toilet upstairs and extra powder room downstairs

• Great covered deck overlooks the low maintenance courtyard & gardens

• Ease of Internal access from the double garage with remote control access

• Ducted air conditioning upstairs & split system downstairs for all seasons

• Flat walk to shopping centre, local cafes, Belmont Bay and Fernleigh track

• Investors note, an identical townhouse here returns $850pw, rent it, then retire