地址保密, Cranbourne East, VIC 3977

⚠ 重要通知：本房源信息仅适用于房屋与土地套餐，不适用于已建成的物业。想象一下：你驾车驶入 Cranbourne East 一条安静、适合家庭居住的街道。在车道尽头，矗立着你的全新双层、四卧室住宅，现代、优雅，专为舒适与生活方式设计。步入室内，感受生活空间的开放感、自然光的流动以及一座经久耐用之家的温暖。无论是家庭晚餐在时尚厨房，孩子们在楼上玩耍，还是在后院招待朋友，这所房子都准备好创造美好回忆。为什么这所房子与众不同：全新双层设计，拥有 4 间宽敞的卧室。现代装修风格和开放式生活区，为日常生活带来舒适。空间、风格和投资潜力的完美平衡。专属您的智能金融方案。咨询时，我们的内部金融经纪人将致电您，核实您的借款能力并指导您完成预批准流程。✔ 我们仅接受来自银行或我们内部经纪人的预批准。✔ 我们的经纪人可提供独特选项，例如在建设期间暂停前 12 个月的还款，非常适合希望管理现金流的投资客。✔ 相比许多主要银行，借款能力可提高多达 30%。✔ 投资客只需 10% 的首付，贷款保险（LMI）将添加到贷款中。✔ 首次购房者可选无贷款保险（LMI）方案。✔ 提供根据您的需求量身定制的有竞争力的利率。一旦您的金融方案获批，精彩便由此开始——我们的顾问将展示一系列房屋与土地套餐，让您选择最适合您生活方式的方案。免责声明：所提供的信息仅供一般目的使用，且可能随时更改。价格、包含内容和可用性可能因土地大小、位置和建筑商规格而异。金融批准取决于个人情况、贷款人评估以及条款和条件。所有报价，包括借款能力和首付要求，均取决于资格标准和贷款政策。请在购买任何房产前寻求独立的财务和法律建议。

Brand New House & Land Package - Government Help to Buy Scheme

Please read the below details carefully, as they address the majority of common questions.

Key Details

Brand new house & land package available under the Australian Government Help to Buy Scheme

Contracts will be issued for the full property value, which in this example is $950,000

Shared equity example:

- Buyer: $570,000 (60%)

- Government: $380,000 (40%)

(Note: equity proportions may vary depending on eligibility and structure)

Eligible buyers may purchase up to a 60% share of the property, with the remaining up to 40% owned by Housing Australia

This structure may assist eligible buyers in entering the property market sooner compared to purchasing outright

Minimum 2% genuine savings required (approx. $19,000 + costs) costs are approximately $3,000-$4,000 (including conveyancing, government fees, and other associated costs; subject to variation)

Pre-approval is required prior to discussing specific packages, as participation in the scheme is limited as allocation under the scheme is capped (approximately 800 places nationally)

The pre-approval and allocation process may take approximately 20-30 days, subject to lender and Housing Australia processing timeframes

Eligibility Criteria (Indicative Only)

Must be an Australian citizen

Must be a first home buyer (or otherwise meet scheme requirements like do not hold Property in Australia or overseas)

Household income must fall within government thresholds:

- Up to $100,000 (single applicants)

- Up to $160,000 (joint applicants)

Must meet approval requirements of Housing Australia and the participating lender only.

Important Disclaimers

The advertised pricing relates to the buyer's share only (e.g. 60%) and not the full property value

Not all applicants will qualify. Eligibility is strictly assessed in accordance with government and lender requirements

All figures, repayments, costs, and timeframes are estimates only and subject to change without notice

This is not financial or legal advice. Independent advice should be obtained before proceeding

For Investors: please note you can still buy this house but not under the government scheme so need to pay the full price i.e. $950,000

Below are some options for you as well

From 10% deposit

LMI applicable and added on top of the loan

Cash-flow-friendly solutions during construction with No repayments for 12 months option.

Picture this: you drive into a quiet, family-friendly street in Cranbourne East. At the end of the driveway stands your brand-new double-storey, 4-bedroom home - modern, elegant, and designed for both comfort and lifestyle.

Step inside and feel the openness of the living spaces, the flow of natural light, and the warmth of a home built to last. Whether it's family dinners in the stylish kitchen, kids playing upstairs, or hosting friends in the backyard, this home is ready to create memories.

Why this home stands out:

A brand-new double-storey design with 4 spacious bedrooms.

Modern finishes and open-plan living for everyday comfort.

Perfect balance of space, style, and investment potential.

Smart Finance Options Just for You

When you enquire, one of our in-house finance brokers will give you a call to check your borrowing capacity and guide you through the pre-approval process.

We only accept pre-approvals from banks or from our in-house brokers.

Our brokers can offer unique options such as pausing repayments for the first 12 months during construction - perfect for investors looking to manage cash flow.

Up to 30% more borrowing capacity compared to many major banks.

Just 10% deposit for investors, with LMI added on top of the loan.

No LMI options available for first-home buyers.

Competitive interest rates tailored to your needs.

Once your finance is approved, the fun begins - our consultant will showcase a range of land and house packages so you can choose the perfect fit for your lifestyle.

Disclaimer:

The information provided is for general purposes only and is subject to change without notice. Prices, inclusions, and availability may vary depending on land size, location, and builder specifications. Finance approval is subject to individual circumstances, lender assessment, and terms and conditions. All offers, including borrowing capacity and deposit requirements, are subject to eligibility criteria and lending policies. Please seek independent financial and legal advice before making any property purchase