地址保密, Cranbourne East, VIC 3977

✅ 重要提示：

本房源仅限房屋与土地套餐，不包含已建成的物业。

想象一下，步入您舒适、时尚、便捷的新单层住宅。

这套4居室住宅非常适合在备受追捧的Cranbourne East社区寻找长期价值的家庭、首次购房者或投资者。

从您到达的那一刻起，您就能想象在后院举办周末烧烤、在宽敞的客厅里享受温馨的家庭电影之夜，以及拥有全新建筑带来的安心，面向未来，而非过去。

✨ 房屋亮点：

• 4间宽敞的卧室，现代设计

• 开放式起居和用餐区，非常适合家庭聚会

• 时尚厨房，品质装修

• 2间简约浴室，方便使用

• 双车库，提供安全停车和存储空间

• 在蓬勃发展的Cranbourne East社区中，拥有景观环绕的环境

为什么这个套餐很特别

这不仅仅是一栋房子，它是一个房屋与土地套餐，这意味着您可以体验选择设计并见证梦想家园成真的激动旅程。

我们的流程轻松无忧：

咨询后的步骤：

• 财务检查：我们的内部财务经纪人将致电您，检查您的借款能力并安排您的预批准。

• 我们只接受来自银行或我们自己的经纪人的预批准。

• 我们的经纪人可以比许多主要银行多解锁高达30%的借款能力。

• 投资者可以享受10%的存款选项，并在贷款中添加LMI。

• 首次购房者可享受无LMI的选项。

• 独家选项：在施工期间的前12个月暂停还款，非常适合管理现金流的投资人。

• 具有竞争力的利率和多种定制化的财务解决方案。

财务批准完成：一旦获得批准，乐趣就开始了！

我们的顾问将引导您了解土地和房屋套餐选项。

您将看到梦想家园的建造地点，并根据您的喜好进行定制。

⚠ 免责声明：

价格基于标准包含内容，可能会因土地可用性、设计变更和最终选择而有所不同。财务批准受贷款人条款和条件的约束。还款暂停和借款能力选项仅通过我们的内部经纪人提供，可能不适用于所有买家。所有提供的信息均为一般性质，不构成财务建议。买家在继续之前应寻求自己的独立法律和财务建议。

Brand New House & Land Package - Government Help to Buy Scheme

Please read the below details carefully, as they address the majority of common questions.

Key Details

Brand new house & land package available under the Australian Government Help to Buy Scheme

Contracts will be issued for the full property value, which in this example is $850,000

Shared equity example:

- Buyer: $510,000 (60%)

- Government: $340,000 (40%)

(Note: equity proportions may vary depending on eligibility and structure)

Eligible buyers may purchase up to a 60% share of the property, with the remaining up to 40% owned by Housing Australia

This structure may assist eligible buyers in entering the property market sooner compared to purchasing outright

Minimum 2% genuine savings required (approx. $17,000 + costs) costs are approximately $3,000-$4,000 (including conveyancing, government fees, and other associated costs; subject to variation)

Pre-approval is required prior to discussing specific packages, as participation in the scheme is limited as allocation under the scheme is capped (approximately 800 places nationally)

The pre-approval and allocation process may take approximately 20-30 days, subject to lender and Housing Australia processing timeframes

Eligibility Criteria (Indicative Only)

Must be an Australian citizen

Must be a first home buyer (or otherwise meet scheme requirements like do not hold Property in Australia or overseas)

Household income must fall within government thresholds:

- Up to $100,000 (single applicants)

- Up to $160,000 (joint applicants)

Must meet approval requirements of Housing Australia and the participating lender only.

Important Disclaimers

The advertised pricing relates to the buyer's share only (e.g. 60%) and not the full property value

Not all applicants will qualify. Eligibility is strictly assessed in accordance with government and lender requirements

All figures, repayments, costs, and timeframes are estimates only and subject to change without notice

This is not financial or legal advice. Independent advice should be obtained before proceeding

For Investors: please note you can still buy this house but not under the government scheme so need to pay the full price i.e. $850,000

Below are some options for you as well

From 10% deposit

LMI applicable and added on top of the loan

Cash-flow-friendly solutions during construction with No repayments for 12 months option.

Important Note:

This listing is for a House & Land Package only. It is not for an established property.

Imagine stepping into your brand-new, single-story home designed for comfort, style, and convenience.

This 4-bedroom home is perfect for families, first-home buyers, or investors looking for long-term value in the sought-after Cranbourne East community.

From the moment you arrive, you'll picture weekend BBQs in the backyard, cozy family movie nights in the spacious living room, and the peace of mind knowing everything is brand new - built for the future, not the past.

Highlights of the Home:

4 spacious bedrooms with modern design

Open-plan living and dining, perfect for family gatherings

Stylish kitchen with quality finishes

2 sleek bathrooms for convenience

Double garage for secure parking and storage

Landscaped surroundings in a thriving Cranbourne East neighborhood

Why This Package is Special

This is not just a house - it's a House & Land Package, which means you get the exciting journey of choosing your design and watching your dream home come to life.

Our process makes it smooth and stress-free:

The Steps Once You Enquire:

Finance Check - One of our in-house finance brokers will call you to check your borrowing capacity and arrange your pre-approval.

We only accept pre-approvals from banks or our own brokers.

Our brokers can unlock up to 30% more borrowing capacity compared to many major banks.

Investors can enjoy 10% deposit options, with LMI added to the loan.

No LMI options for first-home buyers available.

Exclusive options to pause repayments for the first 12 months during construction - perfect for investors managing cash flow.

Competitive interest rates and multiple tailored finance solutions.

Finance Approval Completed - Once approved, the fun begins!

Our consultant will guide you through showcasing the land and house package options.

You'll get to see where your dream home will be built and customize to your taste.

Disclaimer:

Price is based on standard inclusions and may vary depending on land availability, design changes, and final selections. Finance approvals are subject to lender terms and conditions. The repayment pause and borrowing capacity options are available only through our in-house brokers and may not be applicable to all buyers. All information provided is general in nature and does not constitute financial advice. Buyers should seek their own independent legal and financial advice before proceeding.