地址保密, Sunbury, VIC 3429

想象一下：太阳从Sunbury起伏的山丘上冉冉升起，为您的全新单层房屋镀上一层金色光芒。您刚刚步入人生的篇章，每一天清晨都感觉像是一个新的开始。位于维多利亚州蓬勃发展的西北部，在邮编3429区，这套惊艳的3卧室房屋和土地套餐不仅仅是一个家，它是您通往充满活力的社区的门户，在那里，历史魅力与现代便利相得益彰。想象一下，在宽敞的开放式生活区举办周末烧烤，而孩子们则回到自己舒适的楼上卧室。凭借时尚现代的设计、节能功能和容纳您个人风格的宽敞空间，这套$618,011的珍宝是为梦想远大的家庭或着眼于明智增长的投资商打造的。

分隔符

Sunbury的魅力不可否认——想想通过Calder Freeway轻松往返于墨尔本CBD，附近有Sunbury College等顶级学校，以及Jacksons Creek或当地公园的无尽户外冒险。这栋单层建筑提供了风格与功能的完美结合：带ensuite的主套房、配备高级电器的美食厨房，以及一个等待您实现景观设计梦想的私家后院绿洲。这不仅仅是砖石水泥；这是您未来故事在澳大利亚增长最快的郊区展开的篇章。

分隔符

准备好翻到下一页了吗？一旦您进行咨询，我们的一位内部财务经纪人将与您联系，检查您的借款能力，并为您量身定制一份预批准。我们只接受来自银行或我们信任的经纪人的预批准，以确保顺利前行。我们内部专家在这里大放异彩——他们提供在施工期间前12个月暂停还款的选项，这对优化现金流的投资商来说是一个改变游戏规则的选择。此外，他们可以比许多主要银行多解锁高达30%的借款能力，同时提供有竞争力的利率，使一切保持可负担。对于投资商来说，只需10%的低定金，贷款人抵押保险（LMI）将加入贷款中。首次购房者？我们有无LMI选项和更多可探索的好处。在您的财务批准确定后，我们的顾问将进入有趣的部分：展示房屋和土地套餐，帮助您想象每一个细节。

分隔符

请注意，此列表仅适用于房屋和土地套餐——它不适用于已建成的物业。从零开始构建您的故事！

分隔符

免责声明：此列表仅供信息 purposes，不构成财务、法律或投资建议。价格、功能和可用性可能会随时更改而无需通知。借款能力、利率和贷款条款因个人情况和贷款人标准而异。我们建议在做出任何决定之前咨询合格的财务顾问、抵押贷款经纪人或法律专业人士。所有咨询均符合澳大利亚消费者法和隐私法规。RB

Brand New House & Land Package - Government Help to Buy Scheme

Please read the below details carefully, as they address the majority of common questions.

Key Details

Brand new house & land package available under the Australian Government Help to Buy Scheme

Eligible buyers may purchase up to a 60% share of the property, with the remaining up to 40% owned by Housing Australia

Contracts will be issued for the full property value, which in this example is $700,000

Shared equity example:

- Buyer: $420,000 (60%)

- Government: $280,000 (40%)

(Note: equity proportions may vary depending on eligibility and structure)

This structure may assist eligible buyers in entering the property market sooner compared to purchasing outright

Minimum 2% genuine savings required (approx. $14,000 + costs) costs are approximately $3,000-$4,000 (including conveyancing, government fees, and other associated costs; subject to variation)

Pre-approval is required prior to discussing specific packages, as participation in the scheme is limited as allocation under the scheme is capped (approximately 800 places nationally)

The pre-approval and allocation process may take approximately 20-30 days, subject to lender and Housing Australia processing timeframes

Eligibility Criteria (Indicative Only)

Must be an Australian citizen

Must be a first home buyer (or otherwise meet scheme requirements)

Household income must fall within government thresholds:

- Up to $100,000 (single applicants)

- Up to $160,000 (joint applicants)

Must meet approval requirements of Housing Australia and the participating lender only.

Important Disclaimers

The advertised pricing relates to the buyer's share only (e.g. 60%) and not the full property value

Not all applicants will qualify. Eligibility is strictly assessed in accordance with government and lender requirements

All figures, repayments, costs, and timeframes are estimates only and subject to change without notice

This is not financial or legal advice. Independent advice should be obtained before proceeding

Details of the house are below

For Investors: please note you can still buy this house but not under the government scheme so need to pay the full price i.e. $700,000

Below are some options for you as well

From 10% deposit

LMI applicable and added on top of the loan

Cash-flow-friendly solutions during construction with No repayments for 12 months option.

Imagine this: The sun rises over the rolling hills of Sunbury, casting a golden glow on your brand-new single story house. You've just stepped into a chapter of your life where every morning feels like a fresh start. Nestled in the heart of Victoria's thriving northwest, in postcode 3429, this stunning 3-bedroom house and land package isn't just a home-it's your gateway to a vibrant community, where historic charm meets modern convenience. Picture yourself hosting weekend barbecues in the spacious open-plan living area, while the kids retreat to their own cozy bedrooms upstairs. With sleek contemporary design, energy-efficient features, and room for your personal touch, this $650,000 gem is crafted for families dreaming big or investors eyeing smart growth.

Sunbury's allure is undeniable-think easy commutes to Melbourne CBD via the Calder Freeway, top-rated schools like Sunbury College nearby, and endless outdoor adventures at Jacksons Creek or the local parks. This single story beauty offers the perfect blend of style and functionality: a master suite with ensuite, gourmet kitchen with premium appliances, and a private backyard oasis waiting for your landscaping dreams. It's more than bricks and mortar; it's the story of your future unfolding in one of Australia's fastest-growing suburbs.

Ready to turn the page? Once you make an enquiry, one of our in-house finance brokers will give you a call to check your borrowing capacity and secure a pre-approval tailored just for you. We only accept pre-approvals from a bank or our trusted brokers, ensuring a smooth journey ahead. Our in-house experts shine here-they offer options to pause repayments for the first 12 months during construction, a game-changer for investors optimizing cash flow. Plus, they can unlock up to 30% more borrowing capacity than many major banks, with competitive interest rates that keep things affordable. For investors, it's a low 10% deposit, with Lenders Mortgage Insurance (LMI) added on top of the loan. First home buyers? We've got no-LMI options and plenty more perks to explore. After your finance approval is locked in, our consultant will dive into the fun part: showcasing the land and house packages, helping you visualize every detail.

Please note, this listing is for a house and land package only-it's not for an established property. Build your story from the ground up!

Disclaimer: This listing is for informational purposes only and does not constitute financial, legal, or investment advice. Prices, features, and availability are subject to change without notice. Borrowing capacity, interest rates, and loan terms vary based on individual circumstances and lender criteria. We recommend consulting with a qualified financial advisor, mortgage broker, or legal professional before making any decisions. All enquiries are handled in compliance with Australian Consumer Law and privacy regulations. RB