地址保密, Werribee, VIC 3030

价格：$750,000 | 4 卧室 | 2 卫生间 双层住宅。重要信息。这仅是一个房屋和土地套餐，不是已建成的房产。必须通过我们的经纪人或获得银行预批准来安排融资。✨ 想象一下。从前，你梦想在一个不断发展的社区拥有一套全新的家园。一个现代设计与舒适相结合的地方，你的故事真正从这里开始。现在，在Werribee, VIC 3030，这个梦想可以通过这个独家单层4卧室房屋和土地套餐实现。专为家庭、夫妇和精明投资者设计，这个家不仅仅是有墙和窗户，它是你一直等待的生活方式。走进你的未来家园，想象：宽敞的4间卧室，提供舒适和隐私。一个现代厨房，让家庭晚餐变成美好回忆。开放式生活区域，非常适合娱乐。一个安全的后院，孩子们可以玩耍，或者你可以在一天工作后放松。为什么选择这个套餐？我们不仅仅提供房屋，我们提供一次完整的旅程，让整个过程顺利而令人兴奋：一旦你咨询，我们的一位内部融资经纪人会给你打电话。他们会检查你的借款能力并为你获得预批准——我们只接受来自银行或我们受信任的经纪人的预批准。我们的内部经纪人提供独家融资选项，包括：在建设期间的前12个月暂停还款的能力——非常适合管理现金流的投资人。与许多主要银行相比，借款能力最多可增加30%。投资者只需10%的存款（贷款中添加LMI）。首次购房者无LMI选项。根据你的情况定制的有竞争力的利率。一旦融资获得批准，乐趣就开始了！我们的顾问将展示最佳的土地和住宅设计选项，以匹配你的生活方式和目标。下一步。你的梦想家园或下一个明智的投资可能就在一个电话之遥。今天就咨询我们，让我们开始在Werribee为你打造未来。⚠ 免责声明：提供的信息仅供一般目的使用，可能随时更改。价格和可用性需最终确认。条款和条件适用。融资选项取决于资格和贷款人评估。

Brand New House & Land Package - Government Help to Buy Scheme

Please read the below details carefully, as they address the majority of common questions.

Key Details

Brand new house & land package available under the Australian Government Help to Buy Scheme

Contracts will be issued for the full property value, which in this example is $850,000

Shared equity example:

- Buyer: $510,000 (60%)

- Government: $340,000 (40%)

(Note: equity proportions may vary depending on eligibility and structure)

Eligible buyers may purchase up to a 60% share of the property, with the remaining up to 40% owned by Housing Australia

This structure may assist eligible buyers in entering the property market sooner compared to purchasing outright

Minimum 2% genuine savings required (approx. $17,000 + costs) costs are approximately $3,000-$4,000 (including conveyancing, government fees, and other associated costs; subject to variation)

Pre-approval is required prior to discussing specific packages, as participation in the scheme is limited as allocation under the scheme is capped (approximately 800 places nationally)

The pre-approval and allocation process may take approximately 20-30 days, subject to lender and Housing Australia processing timeframes

Eligibility Criteria (Indicative Only)

Must be an Australian citizen

Must be a first home buyer (or otherwise meet scheme requirements like do not hold Property in Australia or overseas)

Household income must fall within government thresholds:

- Up to $100,000 (single applicants)

- Up to $160,000 (joint applicants)

Must meet approval requirements of Housing Australia and the participating lender only.

Important Disclaimers

The advertised pricing relates to the buyer's share only (e.g. 60%) and not the full property value

Not all applicants will qualify. Eligibility is strictly assessed in accordance with government and lender requirements

All figures, repayments, costs, and timeframes are estimates only and subject to change without notice

This is not financial or legal advice. Independent advice should be obtained before proceeding

For Investors: please note you can still buy this house but not under the government scheme so need to pay the full price i.e. $850,000

Below are some options for you as well

From 10% deposit

LMI applicable and added on top of the loan

Cash-flow-friendly solutions during construction with No repayments for 12 months option.

Important Information

This is a House & Land Package only - not an established property.

Finance must be arranged through our broker or with a bank pre-approval.

Imagine this...

Once upon a time, you dreamed of owning a brand-new home in a growing community. A place where modern design meets comfort, and where your story truly begins.

Now, in Werribee, VIC 3030, that dream can come true with this exclusive single-storey 4-bedroom house and land package. Designed for families, couples, and smart investors, this home is more than just walls and windows-it's the lifestyle you've been waiting for.

Step inside your future home and picture:

Spacious 4 bedrooms for comfort and privacy.

A modern kitchen where family dinners turn into memories.

Open-plan living areas perfect for entertaining.

A secure backyard where kids can play or you can relax after a long day.

Why Choose This Package?

We don't just offer a house-we offer a complete journey that makes the process smooth and exciting:

Once you enquire, one of our in-house finance brokers will give you a call.

They'll check your borrowing capacity and get you pre-approval-we only accept pre-approvals from banks or our trusted brokers.

Our in-house brokers offer exclusive finance options, including:

Ability to pause repayments for the first 12 months during construction-perfect for investors managing cash flow.

Up to 30% more borrowing capacity compared to many major banks.

Only 10% deposit required for investors (with LMI added to the loan).

No LMI options for first home buyers.

Competitive interest rates tailored to your situation.

Once finance is approved, the fun begins! Our consultants will showcase the best land and home design options to match your lifestyle and goals.

Take the Next Step

Your dream home-or your next smart investment-could be just a phone call away. Enquire today and let's start building your future in Werribee.

Disclaimer: The information provided is for general purposes only and is subject to change without notice. Price and availability are subject to final confirmation. Terms and conditions apply. Finance options depend on eligibility and lender assessment.