地址保密, Werribee, VIC 3030

想象醒来时，Werribee, Victoria 3030 的轻柔嗡鸣伴随着晨光，将您的全新单层三居室住宅——定价为 617590 澳币——沐浴在温暖的金色光辉中。这不仅是一座房子；它是您人生下一章的背景，一个创造回忆和梦想生根的地方。想象步入一个精心设计的避风港，开放式的生活区从现代厨房——配有时尚电器和早餐吧——流畅地延伸到一个舒适的用餐角，非常适合家庭晚餐或热闹的游戏之夜。三个宽敞的卧室，包括一个带私人套间的主卧，提供了宁静的休息和放松的避风港。外面，一个低维护的后院召唤着周末烧烤、孩子们的玩耍时间，或在星空下宁静的夜晚。坐落在Werribee充满活力的社区中，这所房子距离顶尖学校、郁郁葱葱的公园、Pacific Werribee的购物乐趣以及通过Princes Freeway快速驱车到达墨尔本CBD仅几分钟路程。这是郊区宁静和城市便利的完美结合——一个您故事展开的画布。|

您通往这所梦想家园的旅程始于一个火花：您的咨询。一旦您联系，我们的一位专职内部金融经纪人将致电评估您的借款能力并确保符合您目标的预批准。我们只接受来自信誉良好的银行或我们信任的经纪人的预批准，以确保流程顺畅。我们的内部团队提供改变游戏规则的选项：在施工期间的前12个月暂停还款，这对投资者来说是现金流胜利。比许多主要银行多享受高达30%的借款能力，加上保持您的愿景负担得起的竞争性利率。投资者可以从10%的存款开始，并将贷款人抵押贷款保险（LMI）添加到贷款中。首次购房者？我们提供无LMI选项和其他优惠，以帮助您轻松进入房主行列。一旦您的财务获得批准，我们的顾问将进入令人兴奋的部分：展示精选的房屋和土地套餐，引导您了解布局、装饰和设计，以创造一个独特属于您的家。|

本列表仅适用于房屋和土地套餐，而非现有房产。这是您有机会在墨尔本最受欢迎的郊区之一从零开始建造，在那里社区精神和现代生活交织在一起。|

重要免责声明

本列表仅用于说明目的，不构成财务建议、法律建议或正式报价。所有信息，包括价格（617590 澳币）、借款选项、存款要求、LMI详情、还款暂停和借款能力，均可能随时更改，并取决于个人情况、贷款人标准和市场条件。预批准、贷款和利率由持牌经纪人或银行提供，可能涉及费用、风险或资格要求。我们强烈建议在做出任何决定之前咨询合格的财务顾问、法律专业人士和独立估价师。NX Finance Mortgage Broking不对本信息的准确性或完整性做出任何保证或陈述。始终与相关当局核实详情，例如澳大利亚证券和投资委员会（ASIC）或您选择的贷款人。本套餐仅适用于房屋和土地；施工时间表、成本和可用性可能会有所不同。所有投资都存在风险，过去的表现并不预示未来的结果。RB

Brand New House & Land Package - Government Help to Buy Scheme

Please read the below details carefully, as they address the majority of common questions.

Key Details

Brand new house & land package available under the Australian Government Help to Buy Scheme

Eligible buyers may purchase up to a 60% share of the property, with the remaining up to 40% owned by Housing Australia

This structure may assist eligible buyers in entering the property market sooner compared to purchasing outright

Minimum 2% genuine savings required (approx. $14,000 + costs) costs are approximately $3,000-$4,000 (including conveyancing, government fees, and other associated costs; subject to variation)

Pre-approval is required prior to discussing specific packages, as participation in the scheme is limited as allocation under the scheme is capped (approximately 800 places nationally)

The pre-approval and allocation process may take approximately 20-30 days, subject to lender and Housing Australia processing timeframes

Eligibility Criteria (Indicative Only)

Must be an Australian citizen

Must be a first home buyer (or otherwise meet scheme requirements)

Household income must fall within government thresholds:

- Up to $100,000 (single applicants)

- Up to $160,000 (joint applicants)

Must meet approval requirements of Housing Australia and the participating lender only.

Important Disclaimers

The advertised pricing relates to the buyer's share only (e.g. 60%) and not the full property value

Contracts will be issued for the full property value, which in this example is $700,000

Shared equity example:

- Buyer: $420,000 (60%)

- Government: $280,000 (40%)

(Note: equity proportions may vary depending on eligibility and structure)

Not all applicants will qualify. Eligibility is strictly assessed in accordance with government and lender requirements

All figures, repayments, costs, and timeframes are estimates only and subject to change without notice

This is not financial or legal advice. Independent advice should be obtained before proceeding

Details of the house are below

For Investors: please note you can still buy this house but not under the government scheme so need to pay the full price i.e. $700,000

Below are some options for you as well

From 10% deposit

LMI applicable and added on top of the loan

Imagine waking up to the gentle hum of Werribee, Victoria 3030, where the morning sun bathes your brand-new single-story, 3-bedroom home-priced at an inviting $617,590-in a warm, golden glow. This isn't just a house; it's the setting for your life's next chapter, a place where memories are crafted and dreams take root. Picture stepping into a thoughtfully designed haven, where an open-plan living area flows effortlessly from a modern kitchen-complete with sleek appliances and a breakfast bar-to a cozy dining nook perfect for family dinners or lively game nights. The three spacious bedrooms, including a master with a private ensuite, offer tranquil retreats for rest and relaxation. Outside, a low-maintenance backyard beckons for weekend barbecues, kids' playtime, or quiet evenings under the stars. Nestled in Werribee's vibrant community, this home is just minutes from top schools, lush parks, Pacific Werribee's shopping delights, and a quick drive to Melbourne's CBD via the Princes Freeway. It's the perfect blend of suburban calm and urban access-a canvas for your story to unfold.

Your journey to this dream home starts with a single spark: your inquiry. Once you reach out, one of our dedicated in-house finance brokers will call to assess your borrowing capacity and secure a pre-approval tailored to your goals. We accept only pre-approvals from reputable banks or our trusted brokers, ensuring a seamless process. Our in-house team offers game-changing options: pause repayments for the first 12 months during construction, a cash-flow win for investors. Enjoy up to 30% more borrowing capacity than many major banks, paired with competitive interest rates that keep your vision affordable. Investors can start with a 10% deposit, with Lenders Mortgage Insurance (LMI) added to the loan. First-home buyers? We provide no-LMI options and other perks to ease you into homeownership. Once your finance is approved, our consultants dive into the exciting part: showcasing a curated selection of house and land packages, guiding you through layouts, finishes, and designs to create a home that's uniquely yours.

This listing is for a house and land package only-not an established property. It's your chance to build from the ground up in one of Melbourne's most sought-after suburbs, where community spirit and modern living intertwine.

Important Disclaimer

This listing is for illustrative purposes only and does not constitute financial advice, legal advice, or a formal offer. All information, including price ($617,590), borrowing options, deposit requirements, LMI details, repayment pauses, and borrowing capacity, is subject to change without notice and depends on individual circumstances, lender criteria, and market conditions. Pre-approvals, loans, and rates are provided by licensed brokers or banks and may involve fees, risks, or eligibility requirements. We strongly recommend consulting a qualified financial advisor, legal professional, and independent valuer before making any decisions. NX Finance Mortgage Broking makes no warranties or representations about the accuracy or completeness of this information. Always verify details with relevant authorities, such as the Australian Securities and Investments Commission (ASIC) or your chosen lender. This package is for house and land only; construction timelines, costs, and availability may vary. All investments carry risk, and past performance is not indicative of future results. RB