地址保密, Werribee, VIC 3030

请仔细阅读以下详情，因为它们解答了大多数常见问题。

主要详情

全新房屋土地套餐根据澳大利亚政府购房援助计划提供

符合条件的买家可购买房产高达60%的份额，剩余高达40%由 Housing Australia 持有

这种结构可能帮助符合条件的买家相比于全款购买更快进入房地产市场

最低需要2%的真实储蓄 (约 $14,000 + 费用)，费用约为 $3,000-$4,000 (包括产权转让费、政府规费和其他相关费用；可能会有变动)

在讨论具体套餐之前需要预先批准，因为该计划的参与名额有限，且分配有上限 (全国约800个名额)

预先批准和分配过程可能需要大约20-30天，具体取决于贷款机构和 Housing Australia 的处理时间

资格标准 (仅供参考)

必须是澳大利亚公民

必须是首次购房者 (或符合计划的其他要求)

家庭收入必须符合政府门槛：

- 高达 $100,000 (单身申请人)

- 高达 $160,000 (联合申请人)

必须仅符合 Housing Australia 和参与贷款机构的批准要求。

重要免责声明

广告价格仅指买家份额 (例如 60%)，而非房产总价值

合同将以房产总价值签发，在此示例中为 $700,000

共享产权示例：

- 买家：$420,000 (60%)

- 政府：$280,000 (40%)

(注意：产权比例可能因资格和结构而异)

并非所有申请人都能符合资格。资格将严格按照政府和贷款机构的要求进行评估

所有数字、还款额、费用和时间表均仅为估算，并可能随时更改，恕不另行通知

这并非财务或法律建议。在进行之前应获取独立建议

房屋详情如下

致投资者：请注意，您仍然可以购买此房屋，但不能通过政府计划，因此需要支付全价，即 $700,000

以下也为您提供了一些选择

首付10%起

LMI 适用并添加到贷款中

想象一下，在 Werribee, Victoria 3030 柔和的嗡嗡声中醒来，晨光将您全新的单层3卧室住宅——售价诱人的 $617,590——沐浴在温暖的金辉中。这不仅仅是一栋房子；它是您人生新篇章的舞台，一个可以创造回忆、梦想生根发芽的地方。想象一下，走进一个精心设计的港湾，开放式起居区从配备时尚电器和早餐吧的现代厨房，无缝连接到温馨的用餐区，非常适合家庭聚餐或热闹的游戏之夜。三间宽敞的卧室，包括一间带独立卫浴的主卧，为您提供宁静的休憩之所，尽享休息和放松。户外，一个易于打理的后院，是周末烧烤、孩子玩耍或在星空下享受宁静夜晚的理想场所。这栋房屋坐落在 Werribee 充满活力的社区中，距离顶尖学校、郁郁葱葱的公园、Pacific Werribee 的购物中心仅数分钟路程，通过 Princes Freeway 可快速抵达 Melbourne CBD。它是郊区宁静与城市便利的完美结合——为您的人生故事展开提供了画布。

通往梦想家园的旅程始于一个火花：您的咨询。一旦您联系我们，我们专业的内部金融经纪人将致电评估您的借贷能力，并为您量身定制预先批准。我们只接受信誉良好的银行或我们信任的经纪人的预先批准，确保流程顺畅。我们的内部团队提供改变游戏规则的选择：在施工期间暂停前12个月的还款，这对投资者来说是现金流的胜利。享受比许多主要银行高出30%的借贷能力，并搭配具有竞争力的利率，让您的愿景负担得起。投资者可以从10%的首付开始，Lenders Mortgage Insurance (LMI) 将添加到贷款中。首次购房者？我们提供无 LMI 选项和其他福利，助您轻松拥有房屋。一旦您的财务获得批准，我们的顾问将进入激动人心的部分：展示精选的房屋土地套餐，引导您选择布局、装修和设计，打造一个独属于您的家。

此房源仅为房屋土地套餐——而非现有房产。这是您在 Melbourne 最受欢迎的郊区之一从零开始建造的机会，这里社区精神与现代生活交织。

重要免责声明

此房源仅供说明之用，不构成财务建议、法律建议或正式要约。所有信息，包括价格 ($617,590)、借贷选项、首付要求、LMI 详情、还款暂停和借贷能力，均可能随时更改，恕不另行通知，并取决于个人情况、贷款机构标准和市场条件。预先批准、贷款和利率由持牌经纪人或银行提供，可能涉及费用、风险或资格要求。我们强烈建议在做出任何决定之前咨询合格的财务顾问、法律专业人士和独立估价师。NX Finance Mortgage Broking 对此信息的准确性或完整性不作任何保证或陈述。请务必向相关机构，例如 Australian Securities and Investments Commission (ASIC) 或您选择的贷款机构核实详情。此套餐仅适用于房屋和土地；施工时间表、成本和可用性可能有所不同。所有投资均有风险，过往表现不预示未来结果。RB

Brand New House & Land Package - Government Help to Buy Scheme

Please read the below details carefully, as they address the majority of common questions.

Key Details

Brand new house & land package available under the Australian Government Help to Buy Scheme

Eligible buyers may purchase up to a 60% share of the property, with the remaining up to 40% owned by Housing Australia

This structure may assist eligible buyers in entering the property market sooner compared to purchasing outright

Minimum 2% genuine savings required (approx. $14,000 + costs) costs are approximately $3,000-$4,000 (including conveyancing, government fees, and other associated costs; subject to variation)

Pre-approval is required prior to discussing specific packages, as participation in the scheme is limited as allocation under the scheme is capped (approximately 800 places nationally)

The pre-approval and allocation process may take approximately 20-30 days, subject to lender and Housing Australia processing timeframes

Eligibility Criteria (Indicative Only)

Must be an Australian citizen

Must be a first home buyer (or otherwise meet scheme requirements)

Household income must fall within government thresholds:

- Up to $100,000 (single applicants)

- Up to $160,000 (joint applicants)

Must meet approval requirements of Housing Australia and the participating lender only.

Important Disclaimers

The advertised pricing relates to the buyer's share only (e.g. 60%) and not the full property value

Contracts will be issued for the full property value, which in this example is $700,000

Shared equity example:

- Buyer: $420,000 (60%)

- Government: $280,000 (40%)

(Note: equity proportions may vary depending on eligibility and structure)

Not all applicants will qualify. Eligibility is strictly assessed in accordance with government and lender requirements

All figures, repayments, costs, and timeframes are estimates only and subject to change without notice

This is not financial or legal advice. Independent advice should be obtained before proceeding

Details of the house are below

For Investors: please note you can still buy this house but not under the government scheme so need to pay the full price i.e. $700,000

Below are some options for you as well

From 10% deposit

LMI applicable and added on top of the loan

Imagine waking up to the gentle hum of Werribee, Victoria 3030, where the morning sun bathes your brand-new single-story, 3-bedroom home-priced at an inviting $617,590-in a warm, golden glow. This isn't just a house; it's the setting for your life's next chapter, a place where memories are crafted and dreams take root. Picture stepping into a thoughtfully designed haven, where an open-plan living area flows effortlessly from a modern kitchen-complete with sleek appliances and a breakfast bar-to a cozy dining nook perfect for family dinners or lively game nights. The three spacious bedrooms, including a master with a private ensuite, offer tranquil retreats for rest and relaxation. Outside, a low-maintenance backyard beckons for weekend barbecues, kids' playtime, or quiet evenings under the stars. Nestled in Werribee's vibrant community, this home is just minutes from top schools, lush parks, Pacific Werribee's shopping delights, and a quick drive to Melbourne's CBD via the Princes Freeway. It's the perfect blend of suburban calm and urban access-a canvas for your story to unfold.

Your journey to this dream home starts with a single spark: your inquiry. Once you reach out, one of our dedicated in-house finance brokers will call to assess your borrowing capacity and secure a pre-approval tailored to your goals. We accept only pre-approvals from reputable banks or our trusted brokers, ensuring a seamless process. Our in-house team offers game-changing options: pause repayments for the first 12 months during construction, a cash-flow win for investors. Enjoy up to 30% more borrowing capacity than many major banks, paired with competitive interest rates that keep your vision affordable. Investors can start with a 10% deposit, with Lenders Mortgage Insurance (LMI) added to the loan. First-home buyers? We provide no-LMI options and other perks to ease you into homeownership. Once your finance is approved, our consultants dive into the exciting part: showcasing a curated selection of house and land packages, guiding you through layouts, finishes, and designs to create a home that's uniquely yours.

This listing is for a house and land package only-not an established property. It's your chance to build from the ground up in one of Melbourne's most sought-after suburbs, where community spirit and modern living intertwine.

Important Disclaimer

This listing is for illustrative purposes only and does not constitute financial advice, legal advice, or a formal offer. All information, including price ($617,590), borrowing options, deposit requirements, LMI details, repayment pauses, and borrowing capacity, is subject to change without notice and depends on individual circumstances, lender criteria, and market conditions. Pre-approvals, loans, and rates are provided by licensed brokers or banks and may involve fees, risks, or eligibility requirements. We strongly recommend consulting a qualified financial advisor, legal professional, and independent valuer before making any decisions. NX Finance Mortgage Broking makes no warranties or representations about the accuracy or completeness of this information. Always verify details with relevant authorities, such as the Australian Securities and Investments Commission (ASIC) or your chosen lender. This package is for house and land only; construction timelines, costs, and availability may vary. All investments carry risk, and past performance is not indicative of future results. RB